Bank of India invites online applications for 514 Credit Officer positions across Scale II, III, and IV in Maharashtra. Candidates must have a graduation degree with specified experience in credit processing. The recruitment involves an online exam and personal interview. Age limits range from 25 to 40 years with relaxations for reserved categories. The job is permanent with pay scales from Rs. 64,820 to Rs. 1,20,940. Application deadline is 05-01-2026. Fees vary by category and application is online only.
Vacancy Details
- Credit Officer (GBO Stream) – MMGS-II: 418 vacancies
Qualification: Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWBD). Minimum 3 years post qualification experience including 2 years in credit processing. - Credit Officer (GBO Stream) – MMGS-III: 60 vacancies
Qualification: Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWBD). Minimum 5 years post qualification experience including 3 years in credit processing. - Credit Officer (GBO Stream) – SMGS-IV: 36 vacancies
Qualification: Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWBD) AND MBA/PGDBM/Two years full time Master’s degree OR CA/CFA/CMA/ICWA. Minimum 8 years post qualification experience including 5 years in credit processing.
Qualification Requirements
Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWBD). For Scale IV, also MBA/PGDBM/Two years full time Master’s degree OR CA/CFA/CMA/ICWA. Experience required varies from minimum 3 to 8 years post qualification as an officer with specific experience in processing MSME/Commercial/Project/Mid & Large Credit.
Age Limits
- Minimum Age: 25 years
- Maximum Age: 40 years
Application Fees
- SC/ST/PWBD: ₹175
- General and Others: ₹850
Selection Process
- Online Examination: Candidates will take an online objective test including English Language, Reasoning, Quantitative Aptitude, and Professional Knowledge. English is qualifying only. Minimum 35% marks required for General/EWS and 5% relaxation for SC/ST/OBC/PWD.
- Personal Interview: Candidates qualifying the online exam will be called for a personal interview carrying 100 marks. Minimum qualifying marks are 50% for General/EWS and 45% for SC/ST/OBC/PWBD. Final merit is based on 70% online exam and 30% interview.
How to Apply
- Complete online registration with basic details to get registration number and password.
- Fill application form with required details.
- Upload required scanned documents (photo, signature, thumb impression, declaration).
- Preview and submit application before 05-01-2026.
- Pay application fee online using available payment methods.
- Take printout of application and fee receipt; no need to send hard copies.
Important Links
Important Dates
- Application End Date: 05-01-2026
- Posted on: 03-01-2026
