Contents
Vacancy Details
- MMGS-II: 677 vacancies
Qualification: Degree (Graduation) in any discipline with required marks or CA/CMA-ICWA/CS/CFA; plus 3 years post-qualification experience including 2 years in MSME/Commercial Credit/Project Finance.- SC: 102
- ST: 52
- OBC: 180
- EWS: 69
- GEN: 274
- MMGS-III: 61 vacancies
Qualification: Degree (Graduation) in any discipline with required marks or CA/CMA-ICWA/CS/CFA; plus 5 years post-qualification experience including 3 years in MSME/Commercial Credit/Project Finance.- SC: 10
- ST: 5
- OBC: 16
- EWS: 8
- GEN: 22
- SMGS-IV: 41 vacancies
Qualification: Degree (Graduation) in any discipline with required marks or CA/CMA-ICWA/CS/CFA; plus 7 years post-qualification experience including 4 years in MSME/Commercial Credit/Project Finance.- SC: 6
- ST: 2
- OBC: 9
- EWS: 3
- GEN: 21
Qualification Requirements
Age Limits
- Minimum Age: 25 years
- Maximum Age: 45 years
Application Fees
- SC / ST / PWD: ₹175
- General & Others: ₹850
Selection Process
- Scrutiny of Eligibility: Shortlisting based on documents uploaded at registration to check eligibility.
- Online Examination: Objective test of 125 marks (English Language 25 marks – qualifying; Professional Knowledge 100 marks), total duration 120 minutes; penalty of one-fourth mark for each wrong answer.
- Personal Interview: Interview of 100 marks conducted for candidates shortlisted on merit (if Interview stage is held).
- Final Merit List: Final merit prepared using combined scores of Online Examination and Interview (if both held) with 70:30 weightage where applicable.
How to Apply
- Visit www.bankofindia.bank.in and click on the ‘Career’ section.
- Click on ‘Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.’
- Click ‘Apply Online’ and complete New Registration with name, contact details, and email ID.
- Note the provisional registration number and password generated.
- Fill personal, educational, and experience details; upload photograph, signature, left thumb impression, and handwritten declaration as per specifications.
- Preview the application form and click ‘Complete Registration.’
- Proceed to pay the application fee online.
- Take a printout of the system-generated application form and e-receipt for future reference.
Important Links
- Download Bank of India Credit Officer Recruitment 2026 PDF
- Direct Link to Apply Bank of India Credit Officer Recruitment 2026
- Apply Online (Alternate link)
- Official Notification PDF (Important Links section)
- Short Notification PDF
- Official Website (as shown in overview)
- Official Website (Important Links section)
Important Dates
- Notice Date:
- Online Application Start Date:
- Online Application Last Date:
- Relevant Date for Age & Qualification:
Frequently Asked Questions
What is the minimum educational eligibility for Bank of India Credit Officer 2026?
Candidates must have a Degree (Graduation) in any discipline with 60% marks (55% for SC/ST/OBC/PWBD) or professional qualifications like CA/CMA-ICWA/CS/CFA, along with the required post-qualification banking/credit experience for the grade.
How can I apply for the Bank of India Credit Officer Recruitment 2026?
Apply online via the IBPS registration link (https://ibpsreg.ibps.in/boicojun26/) between 30 June 2026 and 20 July 2026. Complete new registration, fill details, upload required documents, pay the fee, and print the application and e-receipt.
What is the last date to apply for this recruitment?
The online application window closes on 20-07-2026. Applications open on 30-06-2026.
What is the selection process for these posts?
Selection will be through an Online Examination and/or Personal Interview depending on the number of applicants. If both stages are held, weightage will be 70:30 between the Online Examination and Interview.
What is the pay scale for the Credit Officer posts?
Pay scales vary by grade: MMGS-II starts at ₹64,820 and up to ₹93,960; MMGS-III ranges up to ₹1,05,280; SMGS-IV ranges up to ₹1,20,940. Overall pay scales range from ₹64,820 to ₹1,20,940 depending on the grade.
